Personal loans help our members fund a variety of needs such as home improvement projects, education costs, vacations, weddings, etc. These can either be secured or unsecured. Interest rates and terms are below.


LOAN RATES

Secured

These figures are also used for vehicles over 10 years old.
Term of LoanInterest Rate*
12 months6.25% - 14.75%
24 months7.25% - 15.75%
36 months8.25% - 16.75%
48 months9.25% - 14.00%
60 months10.25% - 15.00%

Unsecured

Term of LoanInterest Rate*
12 months8.25% - 13.00%
24 months9.25% - 14.00%
36 months10.25% - 15.00%
48 months11.25% - 16.00%
60 months12.25% - 17.00%

Unsecured Personal Loan Maximums

These are the maximum amounts you can borrow based on your credit rating.
A+ (Over 770)A (769-720)B (719-677)C (676-644)D (643-612)E (611-550)F (Under 549
25,00025,00020,00010,0005,0002,0002,000

*Interest rates for less creditworthy applicants will be determined on a case-by-case basis.