Churches often set aside funds for certain purposes.  Deposits may be collected for an overseas mission trip, to buy a new church van, or maybe to the church ’emergency’ fund. If your church has significant cash balances, this gives churches the ability to keep the money in a flexible savings account. This account provides an effective tool for growing cash reserves without the restrictions of certificates.

Current Church Reserve Dividend: 1.00% (APY 1.00%)

Effective 3/01/2023.
Dividend rate and APY are paid quarterly on the average daily balance. Minimum balance is $25,000. Interest paid on balances up to $250,000. One withdrawal per quarter.