During the Thanksgiving, Christmas, and New Year’s season, expenses can easily stack up. If you need some additional funds for gifts, travel, paying bills, anything at all – you could use a Christmas loan!

These loans are available from November 1 to January 31. As long as you have been an active TUMCU member in good standing for more than a year, we’ll loan you up to $1,000 with no credit check required. There is a $25 application fee and a fixed rate of 14.00% APR. You pick the repayment term from 3 to 12 months.


Note: We allow members to have only one (1) loan of this type ($1,000 no credit-check). If you have a current Christmas loan or other no credit-check loan from us with a balance, it must be paid off first before receiving another.