Get behind the wheel of the perfect car for you with our affordable and convenient vehicle loans to match your specific needs and budget. Whether you’re interested in purchasing a brand new vehicle or driving away in an experienced used car, we’ll help you find a way to accomplish your goal. We also finance RVs, boats, and motorcycles.


VEHICLE LOAN RATES

In addition to the borrower’s creditworthiness, interest rates on car loans depend on the length of the loan, percentage of the vehicle’s value being financed, and other factors such as debt-to-income ratio.

Newer Car (more than 20% down)

Vehicles less than 4 model years old with a down payment or equity of more than 20%.
Term of LoanInterest Rate*
36 months2.76% - 4.76%
48 months2.96% - 4.96%
60 months3.06% - 6.31%
72 months3.76% - 7.26%
84 months5.06% - 8.81%

Newer Car (less than 20% down)

Vehicles less than 4 model years old with a down payment or equity of less than 20%.
Term of LoanInterest Rate*
36 months3.25% - 5.25%
48 months3.45% - 5.45%
60 months3.55% - 6.80%
72 months4.25% - 7.75%
84 months5.55% - 9.30%

Older Car

Vehicles from 4-10 model years old. Vehicles over 10 years old will use the secured personal loan rates, which you can find on the Personal Loans page.
Term of LoanInterest Rate*
36 months4.25% - 6.25%
48 months4.45% - 6.45%
60 months4.55% - 7.80%
72 months5.25% - 8.75%

Newer RV/Boat/Motorcycle

Term of LoanInterest Rate*
36 months4.95% - 6.95%
48 months5.15% - 7.15%
60 months5.25% - 8.50%

Older RV/Boat/Motorcycle

Term of LoanInterest Rate*
36 months5.95% - 7.95%
48 months6.15% - 8.15%
60 months6.45% - 9.70%
72 months6.45% - 9.70 %

*Vehicle loan rates for less creditworthy applicants will be determined on a case-by-case basis.