Your Savings Account is the initial account opened when you join TUMCU and allows you to gain membership and ownership to the credit union. It is an excellent place to save for both the long and short term. A minimum deposit of $5 is required to open the account, and when you join, we will place the first $5 in your account for you!

Our current Savings Rate (Dividend and APY) is 0.25%.

An Important Message To Members:

The United Methodist Credit Union is here to serve our Members in every way that we are able.  And while generally some rates have risen lately, savings rates everywhere continue to be near historic lows.  Accordingly, TUMCU has increased many of its savings rates (often above regional averages), but rates are still generally low.  Please know that we continue to monitor the situation and will do our best to provide our Members with the best rates that we can during this unprecedented economic environment.

Effective 5/17/2021

Dividend rate and APY are paid quarterly on the average daily balance. APY is Annual Percentage Yield. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration (NCUA).