Vehicle Loans

We offer great loan rates on most types of vehicles. We offer loans for cars, boats, RVs, and motorcycles. Find out more about our vehicle loans by visiting the page above.

SnapLoan – Student Loans

SnapLoans provide college students with the best private student loan rate there is to fill in the gaps that you owe after you’ve received all the federally subsidized student loans. If you are attending a Methodist school then you’ll receive our best loan rate. Students that can be members here can also receive Snaploans at a slightly higher rate – but still will beat any other private interest rate out there. It operates like a deferred payment educational line of credit that you can use for anything related to your education – books, room and board, transportation, a new laptop, etc.

Credit Cards

Every dollar that you spend with our VISA credit card will earn you a point – which you can use for merchandise, or you can choose to donate those points to assist your own United Methodist Church or United Methodist organization such as UMFS, UMCOR, or Heart Havens.


If you’re searching for a new home, we’d love to turn that into reality. We offer our members with some great home-buying resources to reference when going through the home-buying process.

Personal Loans

We offer personal loans to fulfill almost any request. Common uses for our personal loans are for home improvement projects, weddings, education costs, etc.

Home Equity Line of Credit (HELOC)

A Home Equity Line of Credit (HELOC) is a method of borrowing in which a homeowner can borrow against the equity in their home. Since this line of credit is secured by a home, the interest rate is typically more attractive than alternative unsecured financing options. As with most lines of credit, the funds can be accessed on an as-needed basis by transfer into a TUMCU account.

Christmas Loans

During the Thanksgiving and Christmas holiday season, we offer simple loans of up to $1,000 to help get you through the hectic gift-buying coupled with monthly bills that seemingly add up to be too much to handle. If you need some additional funds for gifts, travel to see your family, or just to pay your bills, we’d love to help make your holiday season a little bit easier.

Vacation Loans

We want to provide an affordable loan option that ensures your debt doesn’t carry any longer than necessary. Available from June 1 through August 31, these vacation loans are up to $1,000 with a repayment term of up to 12 months. It’s a very simple process with no credit check involved.