Our secure checking accounts provide a wide variety of deals, discounts, and plans to take advantage of including: cell phone protection, identity theft protection, discounts on medical expenses such as dental and vision, access to coupons and deals through E-Club at local restaurants & stores near you, plus much more. We charge $5 a month for a checking account, but you’ll spend much more than five dollars to purchase these extra benefits on their own. (For example, most people might pay roughly $10-20 a month for cell phone protection through their cell network provider, but with our secure checking account, you’re protected for up to $300 in damages or theft. Many people also purchase their own ID protection from an outside source for another monthly subscription fee, but with our secure checking accounts, we’ve got you covered).
Safety from Fraud & Loss
Identity Theft Expense Reimbursement Coverage
Should you become a victim of identity theft, you’ll receive the services of an IDProtect fraud resolution specialist and possibly receive up to $10,000 towards expenses related to clearing your name and repair damaged credit.
3-in-1 Credit File Monitoring & Reporting
IDProtect will monitor your Equifax, Experian, and TransUnion credit files daily and will automatically alert you if a key change occurs. Request a free and updated credit report every 90 days – including an updated single bureau credit score.
Cell Phone Protection
Receive up to $300 in repair or replacement costs if your cell phone is stolen or damaged. Your cell phone bill must be paid through this account in order to qualify for the reimbursement.
Buyer’s Protection & Extended Warranty
Buyer’s Protection covers items for 90 days from the purchase date against accidental breakage, fire, or theft. Extended Warranty will extend the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years.
Rewards VISA Debit Card
Thanks to the rewards program offered by uchooserewards.com, you’ll earn one point for every two dollars you spend. You can redeem those points on merchandise, travel expenses, gift cards, etc – or you can donate the points to your United Methodist Church, United Methodist Family Services (UMFS), or the United Methodist Committee on Relief (UMCOR).
Take advantage of tons of coupons and travel discounts through the E-Club service which is included with your secure checking account.
Save Your Receipts!
Every three months, if you spend $300 using your TUMCU debit card, you can earn a ten dollar credit by sending us your receipts! Just fill out our Cashback Request Form here, and send us your receipts with it either by postal mail or email. You’ll receive your ten dollar credit to your account no later than 30 days following the last corresponding month (ex. If you’re sending in receipts for the quarter of January 1 – March 31, you would receive your credit no later than April 30).