Share Certificates offer safety of principal and higher earnings than what is traditionally paid on share savings, offering an effective means for growing your savings. You can open a Share Certificate for as little as $1000 and choose from terms ranging from six to sixty months.
Our Current Share Certificates Rate is 1.1% (APY – 1.105%).
An Important Message To Our Members about Savings Certificates:
The United Methodist Credit Union is here to serve our Members in every way that we are able. As you may have observed, interest rates on savings at financial institutions have risen on certificates with certain terms or under certain circumstances. These rates are often just a reflection of that institution’s need for deposits to fund high interest loans or other lending products.
Our position is to try and offer our Members a reasonable base rate on certificates, regardless of maturity. And when it makes sense, we’ll try our best to make available some higher yielding certificates to churches and individuals.
Please call us at (866) 657-0004 for further details.
All of our deposit accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA). There is a 90 day penalty for early withdrawal if less than 12 months. If greater than 12 months, a 180 day penalty. Rates are subject to change and restrictions apply. APY is Annual Percentage Yield.