Share Certificates offer safety of principal and higher earnings than what is traditionally paid on share savings, offering an effective means for growing your savings. You can open a Share Certificate for as little as $1000 and choose from terms ranging from six to sixty months.

Our Current Share Certificates Rate (Dividend & APY) is 1.1%.


An Important Message To Members:

The United Methodist Credit Union is here to serve our Members in every way that we are able.  And while generally some rates have risen lately, savings rates everywhere continue to be near historic lows.  Accordingly, TUMCU has increased many of its savings rates (often above regional averages), but rates are still generally low.  Please know that we continue to monitor the situation and will do our best to provide our Members with the best rates that we can during this unprecedented economic environment.


Effective 12/01/2022

All of our deposit accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA). There is a 90 day penalty for early withdrawal if less than 12 months.  If greater than 12 months, a 180 day penalty.  Rates are subject to change and restrictions apply.  APY is Annual Percentage Yield.