An Individual Retirement Account (IRA) can be an effective financial tool to save for retirement. We offer Traditional and Roth IRAs with a minimum opening balance of $1000. The terms range from one year to five years.

Our Current IRA Rate for Roth $ Traditional is 1.1% (APY – 1.105%).

An Important Message To Members:

The United Methodist Credit Union is here to serve our Members in every way that we are able.  And while generally some rates have risen lately, savings rates everywhere continue to be near historic lows.  Accordingly, TUMCU has increased many of its savings rates (often above regional averages), but rates are still generally low.  Please know that we continue to monitor the situation and will do our best to provide our Members with the best rates that we can during this unprecedented economic environment.

Effective 5/17/2021

$30 account closing fee.  90 day penalty for early withdrawal if less than 12 months.  If greater than 12 months, 180 day penalty.  Rates are subject to change and restrictions apply. APY is Annual Percentage Yield.