Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration (NCUA).

Savings and Checking  
AccountDividend*APY***Min. BalanceDetails
Savings0.10%0.10%$100Individuals and Organizations
Secure Checking0.10%0.10%$500Individuals Only
Church Reserve1.00%1.00%$25,000Churches only. Max. $250,000.

*Dividend rate and APY are paid monthly on the average daily balance . ** APY is Annual Percentage Yield.

Share Certificates  
TermDividendAPY**Min. Balance
6 months0.25%0.25%$1,000
12 months0.40%0.40%$1,000
24 months0.55%0.55%$1,000
36 months0.75%0.75%$1,000
48 months0.90%0.90%$1,000
60 months1.10%1.10%$1,000

90 day penalty for early withdrawal if less than 12 months.  If greater than 12 months, 180 day penalty.  Rates are subject to change and restrictions apply.  ** APY is Annual Percentage Yield.

IRA Certificates (Roth &Traditional)

TermDividendAPY**Min. Balance
12 months0.40%0.40%$1,000
24 months0.55%0.55%$1,000
36 months0.75%0.75%$1,000
48 months0.90%0.90%$1,000
60 months1.10%1.10%$1,000

$30 account closing fee.  90 day penalty for early withdrawal if less than 12 months.  If greater than 12 months, 180 day penalty.  Rates are subject to change and restrictions apply.  ** APY is Annual Percentage Yield.

Money Market

Account BalanceDividendAPY**Min. Balance
$100 - $2,4990.05%0.05%$100
$2,500 - $14,9990.10%0.10%$2,500
$15,000 - $44,9990.13%0.13%$15,000
$45,000 - $99,9990.18%0.18%$45,000
$100,000 and over0.23%0.23%$100,000

*Dividend rate and APY are paid monthly on the average daily balance. ** APY is Annual Percentage Yield.

Organizational Money Market

Account BalanceDividendAPY**Min. Balance
$100 - $2,4990.05%0.05%$100
$2,500 - $14,9990.08%0.08%$2,500
$15,000 - $44,9990.08%0.08%$15,000
$45,000 - $99,9990.08%0.08%$45,000
$100,000 and over0.08%0.08%$100,000

*Dividend rate and APY are paid monthly on the average daily balance. ** APY is Annual Percentage Yield.