Adoption Assist FAQ

Once I apply, how soon do I find out if my AdoptionAssist LOC has been approved?
Once all required documents have been received, the borrower and co-signer will usually be notified within three business days regarding approval.

Is this a bank loan?
No, TUMCU is a non-profit credit union serving those in connection with the United Methodist Church.

Are there any loan fees for a AdoptionAssist, other than the interest charges?
No, applicants pay no application, origination or early repayment fees.

Do I have to reapply each year for a loan?
No. AdoptionAssist is structured as a line of credit, which you can then use over multiple years, subject to annual credit reviews.

If we still haven’t answered your question, please call us at (804) 672-0200, or send us an email at