Fees & Charges

Savings Account Fees

Excessive Withdrawals	After 6 automatic transfers from savings account per month, the account will be charged $5 per item
IRA Closing	$30 per plan
Paper Statement Fee	$1 per statement

Checking Account Fees

Overdraft Protection Transfer	$5 per occurence
Secure Checking	$5 monthly
Statement Copy	$5 per statement
Stop Payment	$30
Stop Payment (consecutive range of check numbers)	$50/range

ACH & VISA Card Fees

ACH Origination Change	One change per year is free, each additional change is $5 per item
Stop Payment	$30 per ACH item
VISA Card Replacement	$15 each after two in a calendar year

Other Service Fees

Account Reconciliation/Research	$15 per half hour
Cashier's Check	$5 per check
Close Membership Under 1 year	$25
Counter Check	$1 per check
Dormant Account	$25 annually after 24 months of no activity and $25 annually thereafter
Escheatment Fee	$50
Insufficient Funds	$30 per item
Levy, Lien, Garnishment	$50
Loan Extension	$30 per occurence
Record A Lien	$10
Return Deposited Item	$30
Return Mail	$10 per statement, after second return
Saturday Overnight Delivery	$50
Standard Overnight Delivery	$35
Stop Payment (Single Item)	$30
Wire Transfer	$20 (outgoing domestic) / $10 (incoming domestic & international) / $50 (outgoing international plus destination charge)

TUMCU reserves the right to charge for extraordinary services (i.e. faxes and copies). Surcharges charged by foreign financial institutions will be paid by the member.