The YourFamilyBank (YFB) plan gets you out of debt significantly faster than normal and helps you create and save wealth for the future.

If you have a mortgage, student loans, car loans, credit card or other debts, this program will help you. All you have to do is be willing to fill out the forms we need to create a YFB plan for you. This plan will accomplish two things for you:

  1. It will show you step-by-step the most efficient way to pay off your debts, saving you thousands in would be interest payments AND
  2. it will redirect some of those would be outflows into a type of savings account to create a financial foundation that isn’t impacted by the ups and downs of the stock market.

Each month you pay bills and you invest or save money (or want to invest if you could) for the future, using a 401k/403b, an IRA, a brokerage or savings account. We use a financial planning software to analyze all the bills you pay and any savings you put away each month (what we call Your Plan). Then we give you an Optimized YFB Plan (a much better plan) that better utilizes your funds.

There is no charge for this plan, and you don’t have to find additional money to make the plan work. The YFB Program simply identifies the best way to do what you are already doing each month but simply manage it better. The average individual and family will save somewhere between $15,000 – $175,000 in would be interest payments. Pay less, and have a lot more.


When you’ve completed this form, email it to bhyde@cipnetworks.com,
or if you’d prefer to mail it physically, send it to: PO Box 9798 Henrico, VA 23228