VISA® Credit Card Rates
| Description | APR Rate | Misc / Fees> |
|---|---|---|
| Personal VISA® | 8.99%*-16.99%* | No annual fee, 25 day grace period, no transaction fee for cash advances or balance transfer.
Late fee is 5% of payment amount due, Card/PIN replacement fee $15, insufficient funds fee $25, foreign transaction fee 1% for all transactions. |
| Business/Organizational VISA® | 7.99% | No annual fee, 25 day grace period.
Late fee is 5% of payment amount due, card replacement fee $15, insufficient funds fee $25, foreign transaction fee 1% for all transactions. |