Second PPP Loan (Used TUMCU Before)

The links to apply for a second draw PPP application are temporarily unavailable (per SBA).

1. Does your church qualify? Download our loan calculator to find out.

2. Please click this link first for PDF instructions.

Frequently Asked Questions

How do we apply for the second draw PPP loan?
Utilize the link on our website or go to and log in using your initial login and password. The login should be the email address originally associated with the first PPP application. There is a forgot password link if you cannot remember the password.

Click the green icon which states: ‘Apply for a PPP Second Draw Loan.’

Most of the blanks will already be completed. Any boxes with a red * will need to be completed. Answer the questions and click the ‘Save’ button. Next, there will be a closing checklist to review. Once complete, submit the request for review. The Credit Union staff will review the documents and send a “Docusign” email to be signed by the person who applied on behalf of the church/organization/person.

Once the document is signed, the credit union will submit the request to the SBA. We have been told the process may not be a quick as the last time because the SBA will be scrutinizing the applications more than last time.

Do you have to show that you have used all the funds from the first loan?
No proof required– but all those funds must be used before you receive the second draw.

Does the first loan have to be forgiven before you apply for the 2nd draw?

Since the loan amount allowed is still 2.5 times average payroll, will additional documentation for payroll be required to apply for the second draw?
No- however if you want to use calendar year 2020 instead of 2019, you may do so as long as you provide the applicable payroll records.

Where do I find my SBA loan Number?
On the LoanStreet website or the promissory note for the first loan.

What is required to be sent to the Credit Union or uploaded to the Loanstreet website to apply for the second draw?
Documentation showing a 25% reduction of gross revenue in any quarter during 2020 compared to the same quarter in 2019. Copies of Financials or a simple spreadsheet showing each month or quarter. Annual reports can also be used if those are available.

How do I calculate the 25% reduction in revenue?
You can use this Excel Calculator to determine your eligibility. You can also save this file with your church or organizational name and submit it to us for your PPP loan file here.

Do we include the funds received from PPP first round as part of the gross receipts?