Savings Rates


Savings and Checking

Account Type Dividend* Annual Percentage Yield Minimum Balance More Details
Savings .10 .10 $100 For Individuals and Organizations
Secure Checking .10 .10 $500 For Individuals only – Effective 7/1/2016

Share Certificate of Deposit

Term Dividend Annual Percentage Yield Minimum Balance Fees
6 months .25 .25 $1,000

 

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90 day penalty for early withdrawal if less than 12 months, if greater than 12 months 180 day penalty/dividends quarterly. Rates are subject to change and restrictions appy.

12 months .40 .40 $1,000
24 months .55 .55 $1,000
36 months .75 .75 $1,000
48 months .90 .90 $1,000
60 months 1.10 1.10 $1,000

IRA Certificates of Deposit Accounts (Roth and Traditional)

Term Dividend Annual Percentage Yield Minimum Balance Fees
12 months .40 .40 $1,000  

$30 closing fee; 90 day penalty for early withdrawal if less than 12 months, if greater than 12 months 180 day penalty/dividends quarterly. Rates are subject to change and restrictions apply.

24 months .55 .55 $1,000
36 months .75 .75 $1,000
48 months .90 .90 $1,000
60 months 1.10 1.10 $1,000

Money Market

Description Dividend* Annual Percentage Yield Minimum Balance Fees
$100 – $2499 .05 .05 $100 For balances up to $2499.99
$2500 – $14,999 .10 .10 $2,500 For balances up to $14,999.99
$15,000 – $44,999 .13 .13 $15,000 For balances up to $44,999.99
$45,000 – $99,999 .18 .18 $45,000 For balances up to $99,999.99
$100,000 and over .23 .23 $100,000

*Dividend rate and APY are paid monthly on the average daily balance with the minimum balance requirement.

Organizational Money Market

Description Dividend* Annual Percentage Yield Minimum Balance Fees
$100 – $2499 .05 .05 $100 For balances up to $2499.99
$2500 – $14,999 .08 .08 $2,500 For balances up to $14,999.99
$15,000 – $44,999 .08 .08 $15,000 For balances up to $44,999.99
$45,000 – $99,999 .08 .08 $45,000 For balances up to $99,999.99
$100,000 and over .08 .08 $100,000

* Dividend rate and APY are paid monthly on the average daily balance with the minimum balance requirement.